Mold Questions Homeowners Ask Most

It depends on your policy and the cause. Some policies may cover mold that follows sudden damage, such as a burst pipe. Many exclude mold from slow leaks or long-term humidity. Check your policy or ask your insurer. Providers can often help document damage for a claim, but they cannot decide what your insurer will approve.

Small spots on hard, nonporous surfaces, like tile, can often be wiped with detergent and water. Bleach does not reach mold roots in porous materials such as drywall or wood. If the patch is larger than a few square feet, keeps returning, or sits inside a wall, ask a provider to look at it.

You cannot tell by color alone. Many molds look dark green or black. Only lab testing identifies the type. Signs worth checking include a musty smell, staining after a leak, and peeling paint. A local provider can inspect the area and explain whether testing makes sense.

Mold can irritate eyes, nose, throat and lungs. People with asthma, allergies, weak immune systems, young children and older adults are more sensitive. Limit time in the affected room and avoid disturbing the growth. If anyone has symptoms, talk with a doctor. A provider can then explain how to deal with the source.

An inspection is a visual check. The provider looks for growth, moisture and the likely source, often using a moisture meter. Testing takes air or surface samples and sends them to a lab. Testing is not always needed. Ask the provider why they recommend it, and get the scope in writing first.

Control moisture. Keep indoor humidity under about 50 percent, using a dehumidifier if needed. Fix leaks and dripping pipes quickly. Run bath and kitchen fans. Keep gutters clear so water drains away from the foundation. Do not store cardboard boxes directly on damp basement floors. Check older plumbing now and then for slow drips.

Usually not for a small area. Most homeowners can stay while they arrange an inspection. Keep the area closed off, avoid sweeping or fanning it, and do not run a fan across it. If the growth is large or anyone feels unwell, ask a provider or your doctor for advice.

Referral, not repair. Lossseries Mold Help passes your request to independent local providers in our network. We do not inspect, test or remove mold. The provider you speak with does the work and sets the price. Ask for a written quote first, so you can compare options before anything starts.